Helpful agents are standing by: (312) 470-6943
Press play below to listen to our audio commercial:

Mature Driver´s Insurance Discounts You Need to Know When Applying for Auto Insurance in Illinois

Did you know that the average senior citizen on retirement is only paying about $40 a month in insurance premiums?

AutoInsuranceInIllinoisFor those adults behind the wheel who are approaching the age of retirement, there is some good news on the horizon. You may not be quite ready to retire but I know you are ready to save some money, aren´t you? I bet you want to know how you can go about doing that. Well, if you are over the age of 55 you are eligible for a discount of up to 15% and all you need to do is take the Illinois state approved Mature Driver Program.

The program is specifically designed to help mature drivers brush up on their driving skills and knowledge and even help them get ready for some of the obstacles they may face in the years to come as an elderly motorist. If the state approved course is not available in your area, you may still save some money as a mature motorist by taking a simple online traffic course and apply that certificate towards an insurance discount.

You may think these are the only ways to get a lower rate but there are other viable avenues as well. If you have been a safe motorist for your entire driving career, you might be able to obtain a safe driver discount, if you haven´t already. There is also the accident free discount available for drivers who have not had an accident in so many years; this of course would depend on your insurer. Having multiple cars insured by the same company could also be a boon for you and multiple policies could add up to savings as well, so it may not hurt to add one of those collectibles to the driving insurance policy too.

Some other discounts are available too, like a low mileage discount, usually provided to people who don´t put more than 7,500 miles on their vehicle per year. Then there are also the discounts available for safety devices on your vehicle, like airbags, ABS brakes and automatic seat belts. Aside from the Mature Driver Courses available, you may be able to attain a discount by passing an approved defensive driving course. If you bundle your insurance packages together you may be able to drop the rates too, for instance, purchasing a home and auto insurance package from the same company could get you a great discount.

Did you know that fixing your credit score may help you lower your premiums too when you get car insurance in IL? It might not be such a bad idea to take care of that either, especially if you are to take into account the money you save on your insurance alone.

Get different quotes about car insurance in IL by entering your zipcode on the top of the page.