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Answers to the Most Commonly Asked Questions Related to Illinois Auto Insurance by the Customers

Normally it takes up to 21 days to asses an accident and come up with a comprehensive claim report that entails who was at fault in the accident or the percentage level of each driver’s fault in the accident and the amount of compensation that you will be offered. Sometimes you may be involved in an accident and fail to get compensation because there is no enough information to prove that it was not your fault or you are not the cause of the accident. This will make the insurance company not compensate therefore forcing you to take care of the medical bills and property damage. If you have no stable income you may get permanent injuries due to lack of money for prompt treatment or incur huge losses for car fixes or replacement. This is the point that you will need a good auto insurance claim lawyer to take care of your claim. The following are the tips that you will need to get one.

1. Get a copy of police statement and report. After the accident the police wrote a report of the events that happened by relying on your information, the other driver’s account of what happened and eye witnesses. Get a copy of the statement that you recorded, gathering all these information is an attempt of trying to prove that you are not at fault or the cause of the accident and the information that your lawyer will need when filing a lawsuit. This is the first step of filing Illinois cheap car insurance claim.

2. Look for a witness. If there were any eye witnesses that saw all the events make sure that you contact them and convince them to come and testify. Sometimes there may be no witnesses but only surveillance cameras. Get copies of the recorded tapes showing all that happened during the accident proving that you are not at fault.

3. Search for a lawyer. This is the trickiest part, remember that you have low income and lawyers need representation fee. Without money it will be difficult to attract a very good lawyer that will represent you and fight for your right to ensure that you are fully compensated by your cheap IL car insurance company. You will need not just a good lawyer but also a cheap one considering the fact that you don’t have a steady supply of income. Lawyers work on different terms and conditions, there are those that you just pay for their services and those that you will only pay them after they have won your case. Look for lawyers that you will only pay them after successfully wining your claim case and getting full compensation. You can either locate a law firm physically or on the internet when looking for these lawyers. A good lawyer will help you to successfully file Illinois cheap car insurance claim.

It has come to our notice that this month a lot of insurance carriers are carrying out intensive marketing strategies lowering their rates so much to accommodate even the unemployed and those with unstable income. Entering your zip code on top of this website will enable to get fast and FREE cheap IL car insurance quotes by insurance carriers in your local area.